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Terry Thermal Bike Jersey in color || Wild Lotus

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Thermal Bike Jersey

Q: Can I wear the Thermal Bike Jersey on its own, or only as a mid-layer?

The Thermal Bike Jersey works both ways. It&#39;s one of Terry&#39;s best-selling mid-layer thermals, but the microfleece lining next to the skin feels good enough that many riders wear it solo. On milder cool days it can carry a ride on its own, and when temperatures drop you can layer it under a vest or jacket for added warmth. That versatility is the reason riders reach for the Thermal Bike Jersey across a range of cool-weather conditions rather than owning separate pieces for each.

$99.95

Semi-Fitted Fit

Item: 631126A1HA5

By: Terry

Qty:

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Terry Cycling Apparel

	XS	S	M	L	XL	XXL	1X	2X	3X
Bust	32-33	34-35	36-37	38-39	40-41	42-43	44-45	46-47	48-51
Hip	34.5-35.5	36.5-37.5	38.5-39.5	40.5-41.5	42.5-43.5	44.5-46.5	46-47	48-51	52-55

Chest: Measure at the fullest part of the chest, keeping the measuring tape up under the armpits and over the shoulder blades.

Waist: Measure around the narrowest part of the natural waistline.

Hips: Standing with heels together, measure around the fullest part of the body (approximately 8" below natural waistline.)

Terry Boleros and Arm Sleeves

	S/M	L/XL	2XL/3XL
Size	4-10	12-16	18-22

Terry Gloves

	XS	S	M	L	XL
Palm	6.5	7	7.5	8	8.5

To determine glove size, wrap a cloth measuring tape around the widest part of your hand, thumb excluded. Select size closest to your measurement, going up a size if you're in between.

Air Stream Socks

	S/M	L/XL
Shoe Size	6 to 10	10 to 14

Cyclosox

	One Size
Shoe Size	6 to 10

Description

The Thermal Jersey has become our best selling mid layer jersey for a combination of reasons. We use a very lovely recycled fabric with microfleece next to skin so you may find yourself wanting to wear it solo. Not only does it feel amazing, but it wicks moisture, keeping you dry and comfortable for longer days in the saddle. 3 rear open pockets. Semi-fitted to allow for layering and ease of movement.

product Detail

• 88% recycled polyester/12% spandex with brushed interior will keep you warm, comfortable and moisture-free
• 12 inch front zipper with zipper garage
• 1.5 inch traditional collar
• raglan sleeves for improved freedom of movement
• elastic-free hemline won't bind or pull
• one-of-a-kind custom prints are unique to Terry
• 3 open rear pockets
• semi fitted

fit notes

Semi-fitted.

See our guides to fit and rise, and sizing tips and info.

product care

To get the most out of your performance wear, we suggest that you wash on delicate cycle using cool temps, mild detergent, with like colors. Line dry if possible or on low heat in your dryer. Don't iron or dry clean.

Product Features

Breathable

Allows vapor to escape, so you feel drier and more comfortable.

Moisture Wicking

Transports moisture away from skin so you feel drier and cooler.

Overall rating: 4.6666665 / 5 from 96 reviews.

AI Generated Review Summary

The Thermal Bike Jersey is highly regarded for its fit, feel, and suitability for colder weather. Customers appreciate its flattering design and lightweight nature, making it ideal for cooler rides. However, opinions on the fabric vary, with some finding it too thick.

Summary topics

Comfort and Feel (7%): Customers expressed appreciation for the fit and feel of the jersey, describing it as great and warm.
Color Appeal (15%): Based on a significant number of customers, the colors of this jersey are loved for being beautiful and vibrant.
Weather Suitability (9%): Customers keep praising the product for its suitability for colder weather, making it a popular choice.
Fit Accuracy (35%): Many customers appreciated the fit of this jersey, mentioning that it fits perfectly and is true to size.

Review topics: ["size","fit","colors","jersey","feel","look","fabric","top","material","quality","weight","print","pockets","design","weather","layer","pattern","sleeves","jacket","graphics","doubt","mornings","liner"].

Review highlights

"The fit is perfect, the fabric feels soft against your skin, and the workmanship is high quality." — Jodi K.
"The thermal jersey fits me well and I love the colors." — Suki M.
"nice fit, nice pattern and color." — Lee W.

Reviews

repeat thermal jersey purchase

"I have had several of these jerseys over the years. They are warm, but breathe well and layer beautifully. The print is very cool!"

— Kearsie W. (5/5)

Unfortunately I wasn’t pleased with

"Unfortunately I wasn’t pleased with this jersey and returned it. It’s so difficult to get a grasp on fabric from online photos and descriptions. It was quite different than I had pictured. I didn’t like how shimmery the fabric was. The fit was fine. I am 5’3”, 129# and ordered a large. The sleeves were long , but that is typical for me."

— Donna W. (4/5)

Thermal bike jersey

"Very comfortable. I know I will wear this jersey a lot!"

— Rosemary S. (5/5)

I bought it to give

"I bought it to give as a gift"

— E B. (5/5)

Good for Florida winters

"Pleased to add this one to my collection 😉 This particular style seems to run smaller than normal size large top…(across belly) Not sure what’s up with that, but my recommendation for this one would be to size up. I would say it’s more like a medium…"

— Joan K. (5/5)

thermal bike jersey

"i love this jersey - the colors are so vibrant and it's a nice weight for those in between temps - i got my usual size S and it fits beautifully"

— Julie S. (5/5)

Another winner -- prettiest graphics ever

"Oh my, the colors and graphics! This might be the prettiest of all my Terry jerseys (and I must have at least twenty by now). So it's gorgeous, more so than the photo, but the fabric is also wonderful. I have several Terry thermal winter jerseys from years ago and still wear them but this fabric is much nicer and I like the neck zip (former ones had a diagonal zipper in front). Pockets seem extra deep, too. Clearly since I got this today I haven't worn it but since I've been wearing Terry almost since they went in business, I have no doubt about comfort, etc. The fit is fine. But back to . . . the graphics and colors -- it doesn't make me a stronger or faster rider but nobody makes jerseys with graphics like Terry."

— Abigail H. (5/5)

I love this jersey

"I love the fit and feel of this jersey. It is warm without being bulky. The colors are beautiful."

— Janet R. (5/5)

Perfect

"Soft and warm, great fit and bright colors - worked perfect under a windbreaker on a sunny high 30s ride along the lake."

— Christina J. (5/5)

Warm and Pretty!

"Wore it on a 2 hour colder ride recently and it was great! Love that it keeps me warm and still has the 3 back pockets. Got 3 compliments on the color too!"

— Nicole I. (5/5)

Q&A

Questions & Answers

Is the Thermal Bike Jersey meant for cold-weather riding?

The Thermal Bike Jersey is built for cool and cold-weather riding, making it a strong choice for fall and winter rides where warmth matters. It uses a recycled fabric with microfleece next to the skin to trap heat while wicking moisture, keeping you dry and comfortable through longer days in the saddle. If most of your riding happens in warm or hot conditions, a lightweight UPF option like the Soleil Long Sleeve Bike Top would suit you better, since the Thermal Bike Jersey is designed to retain warmth rather than shed it.

Can I wear the Thermal Bike Jersey on its own, or only as a mid-layer?

The Thermal Bike Jersey works both ways. It's one of Terry's best-selling mid-layer thermals, but the microfleece lining next to the skin feels good enough that many riders wear it solo. On milder cool days it can carry a ride on its own, and when temperatures drop you can layer it under a vest or jacket for added warmth. That versatility is the reason riders reach for the Thermal Bike Jersey across a range of cool-weather conditions rather than owning separate pieces for each.

How does the Thermal Bike Jersey keep me comfortable on longer rides?

The Thermal Bike Jersey is designed for riders spending longer days in the saddle during cool weather. Its recycled microfleece fabric wicks moisture away from the skin, so you stay dry and warm even as effort and temperature shift through a ride. Three rear open pockets give you room to carry what you need for longer outings. Together, the moisture management and storage make the Thermal Bike Jersey a dependable choice for riders who want sustained comfort rather than just short-ride warmth.

How does the Thermal Bike Jersey fit, and will it work for layering?

The Thermal Bike Jersey has a semi-fitted cut designed specifically to layer easily without restricting movement. Raglan sleeves give you improved freedom of movement across the shoulders, which matters when you're reaching for the bars or adding a layer underneath. If you ride in colder conditions and want to wear it over a base layer, the semi-fitted shape leaves room without feeling baggy. Riders who want a close performance fit should keep that layering allowance in mind when choosing a size for the Thermal Bike Jersey.

What's the difference between the Thermal Bike Jersey and the full-zip version?

The Thermal Bike Jersey and the Thermal Full Zip Bike Jersey share the same warm, moisture-wicking thermal purpose, but they differ in closure. If you want to easily vent heat on climbs, regulate temperature as conditions change, or get in and out of the jersey more quickly, the Thermal Full Zip Bike Jersey is the version to consider. If you prefer the simplicity and clean lines of a standard neckline, the Thermal Bike Jersey covers the same cool-weather riding beautifully. The choice comes down to how much on-the-fly temperature control you want.

When should I choose something other than the Thermal Bike Jersey?

The Thermal Bike Jersey earns its place in cool and cold-weather riding, but it isn't the right tool for every condition. If most of your riding is in warm or hot weather and you want arm coverage mainly for sun protection, a UPF-rated option like the Sunblocker Bike Jersey fits better. If your rides turn genuinely cold and you need wind or weather protection rather than just insulation, reaching for a packable jacket will serve you better than a jersey alone.

I need more pocket capacity for long days — is the Thermal Bike Jersey enough?

The Thermal Bike Jersey has three rear open pockets, which handle the essentials for most longer rides in cool weather. If you routinely carry more — extra layers, tools, food for all-day or multi-hour outings — and find three pockets limiting, the SubZ LS Bike Jersey offers extra pocket capacity while still delivering cold-weather warmth. For riders whose storage needs are moderate, the Thermal Bike Jersey's pocket layout is well suited to longer days in the saddle without the bulk of added storage.

Is the Thermal Bike Jersey a good choice for fall and shoulder-season riding?

The Thermal Bike Jersey is well suited to fall and shoulder-season riding, where temperatures swing and a single warm layer often does the job. Its microfleece lining provides warmth while wicking moisture, so you stay comfortable as effort rises and the air stays cool. On the mildest days you can wear it solo, and as it gets colder you can layer it. That adaptability, backed by Terry's long experience designing for women cyclists, makes the Thermal Bike Jersey a practical anchor for a transitional-weather wardrobe.